Permanent residence through qualifying property, securities or a fixed-term bank deposit funded from abroad.
Residency to citizenship
- 01Apply for permanent residence
- 02Permanent residence
- 03Panamanian citizenshipnormally 5 years
Each stage has its own eligibility requirements.
- Benefits
- A direct permanent-residence application, with eligible dependants and the option to file through a Panamanian lawyer from overseas.
- Eligibility
- Invest at least US$300,000 in qualifying real estate, US$500,000 through the licensed securities route or US$750,000 in the qualifying bank-deposit route.
- Requirements
- Investment certification, lawful foreign funds, identity and immigration documents. Maintain the investment for five years, provide annual confirmation and visit Panama at least once every two years to preserve residence.
YOUR LONG-TERM PATHWAY
Residency to citizenship
- 01
Apply for permanent residence
Permanent residence through qualifying property, securities or a fixed-term bank deposit funded from abroad.
- 02
Permanent residence
This category starts with permanent residence once approved, there is no compulsory temporary-residence stage for the principal applicant. Dependants’ permissions can differ.
- 03
Panamanian citizenship · normally 5 years
Ordinary naturalisation requires five consecutive years of qualifying residence. A permanent-resident card, Spanish, basic geography, history and civic knowledge, and the statutory nationality declaration are required. Certain family and reciprocity cases have shorter periods.
Naturalisation is a separate legal application. A residence permit maintained through occasional visits should not be presented as satisfying consecutive residence.
Each stage requires its own qualifying conditions and decision. The years shown are eligibility periods, not approval times.



