PanamaThe Americas, reimagined.

A qualifying promise-of-sale case needs the statutory trust arrangement or full-price payment with the prescribed unconditional bank security, not merely a booking deposit. Earlier applications and qualifying binding contracts may have transitional treatment. Do not assume that a new enquiry secures former terms.

Benefits

A direct permanent-residence application, with eligible dependants and the option to file through a Panamanian lawyer from overseas.

Eligibility

At least US$300,000 for qualifying first-sale, previously unoccupied property or the prescribed promise-of-sale structure, US$500,000 for secondary-market property or qualifying securities. Five-year deposits require US$500,000 at Banco Nacional or Caja de Ahorros, or US$750,000 at a qualifying private general-licence bank.

Requirements

Use your own traceable foreign-source funds and obtain the prescribed investment certification. Retain the qualifying investment for five years and file annual evidence through counsel within the 30 days before the resolution anniversary. Property must meet the applicable net-value, ownership and financing rules. Approved changes, substitution deadlines and notification duties require individual advice.

Benefits

Provisional residence followed by an application for permanent residence when the category’s continuing conditions are met.

Eligibility

At least US$300,000 in the qualifying investment. The deposit option requires an unencumbered three-year deposit with a locally licensed bank, funded from abroad.

Requirements

Bank or property certificates proving the qualifying investment, passport, police and health certificates, sworn declarations and legal representation. Add the required dependant-support evidence. The separate permanent application needs the current documents for the selected property, deposit or combined category, Qualified Investor thresholds do not replace this category's US$300,000 rule.

The eligible-country list includes Ecuador from 1 September 2026. Nationality eligibility, residence approval and permission to work remain separate checks.

Benefits

A two-year provisional permission, followed by a separate permanent-residence application.

Eligibility

An eligible nationality plus qualifying local employment, property worth at least US$200,000 or an unencumbered US$200,000 three-year fixed deposit.

Requirements

Employment and work-permit evidence, or title/bank certification for the chosen investment. Supply passport, police and health certificates and family-support evidence. A work permit is a separate requirement for employment.

Benefits

A residence permission without periodic extension, eligible dependants can apply under their own conditions.

Eligibility

A lifetime pension of at least US$1,000 monthly, plus US$250 for each dependant. The main threshold can reduce to US$750 where personally owned Panamanian property exceeds US$100,000.

Requirements

Official pension certification, passport, police and health certificates. Private pensions require additional evidence of the provider and payments. Dependent children normally receive temporary status only, subject to age and study conditions.

Benefits

Two-year provisional residence, with a subsequent permanent-residence application if the business conditions remain satisfied.

Eligibility

At least US$160,000 in fully paid registered shares per applicant, who must hold the required company position. Employ at least five Panamanians per applicant.

Requirements

Company registry and shareholder records, accountant certification, foreign-fund transfers, business premises, operating notice, payroll, tax and social-security clearance. Provide passport, police and health records, additional resources are required for dependants.

Maintain the qualifying investment for five years and provide the required annual certifications. Non-compliance can affect residence. Additional financial support of US$2,000 per dependant applies.

Benefits

Provisional residence with a later permanent-residence application, subject to continued qualification.

Eligibility

Invest at least US$100,000 personally or through a company in an activity authorised by the Ministry of Environment.

Requirements

Environment Ministry registration, accountant and company certifications, title or contractual evidence and bank proof of the investment. Supply police, health and identity records, add US$2,000 of support per dependant.

Maintain the qualifying investment for five years and provide the required annual certifications. Non-compliance can affect residence. Additional financial support of US$2,000 per dependant applies.

Benefits

Permanent status without the standard provisional stage, once the authority approves the qualifying investment.

Eligibility

At least US$350,000 in Ministry of Environment-authorised reforestation or forest-plantation activity.

Requirements

Prove the full investment with bank transfers, accountant certification, forestry registration and company/title documentation. Identity, health and criminal-record checks still apply, with extra financial support for dependants.

Benefits

Residence connected to lawful employment, the ordinary-staff category provides a possible permanent application after its two-year provisional period.

Eligibility

A genuine eligible employer and position within the applicable foreign-worker quota. The ordinary 10% category specifies at least US$850 monthly, or the higher applicable labour minimum. The technical 15% category has its own conditions.

Requirements

Approved employment contract and work permit, employer registry and operating notice, social-security registration, tax clearance, passport and background documents. Confirm the separate rules for a technical 15% category before applying.

Benefits

An investment-linked residence framework with a subsequent permanent-status application.

Eligibility

The export-zone route requires at least US$250,000 of foreign-source investment in an authorised operator or business. Export call centres follow the corresponding framework and need the required operating licence.

Requirements

MICI investment certification, bank evidence of foreign funds and the relevant operator or call-centre regulator’s certification. Supply identity, police and health documents, permanent-stage applications require business tax clearance.

Benefits

A lawful residence basis suited to the activity, employment authorisation is assessed separately.

Eligibility

Professionals must hold an eligible qualification in an occupation open to foreign nationals. Employees need an eligible employer, position and applicable quota.

Requirements

Provide the degree and foreign-qualification recognition for professional residence, or employment and work-permit records for the labour route. Police, health, passport and legalised supporting records are required.